Pro Tool
Advanced Home Loan EMI Calculator
Plan your home loan with precision. Calculate EMI, total interest, and payoff time with support for part-payments, annual increments, and processing fees.
Home Loan EMI Report
11/28/2025
runtoolify.dev
Loan Details
₹
Loan Details
Loan Amount₹50,00,000
Interest Rate8.5%
Tenure20 Years
Repayment Summary
Monthly EMI₹43,391
Total Interest₹54,13,879
Total Payment₹1,04,13,879
Monthly EMI
₹43,391
Total Interest
₹54,13,879
Total Amount
₹1,04,13,879
Payment Break-up
Total
₹1,04,13,879
Principal Amount₹50,00,000
Total Interest₹54,13,879
Processing Fees₹25,000
Loan Payoff Date2045
Amortization Schedule
| Year | Principal | Interest | Extra Paid | Total Payment | Balance |
|---|---|---|---|---|---|
| 1 | ₹99,511 | ₹4,21,182 | ₹0 | ₹5,20,694 | ₹49,00,489 |
| 2 | ₹1,08,307 | ₹4,12,387 | ₹0 | ₹5,20,694 | ₹47,92,181 |
| 3 | ₹1,17,881 | ₹4,02,813 | ₹0 | ₹5,20,694 | ₹46,74,300 |
| 4 | ₹1,28,300 | ₹3,92,394 | ₹0 | ₹5,20,694 | ₹45,46,000 |
| 5 | ₹1,39,641 | ₹3,81,053 | ₹0 | ₹5,20,694 | ₹44,06,359 |
| 6 | ₹1,51,984 | ₹3,68,710 | ₹0 | ₹5,20,694 | ₹42,54,375 |
| 7 | ₹1,65,418 | ₹3,55,276 | ₹0 | ₹5,20,694 | ₹40,88,957 |
| 8 | ₹1,80,039 | ₹3,40,655 | ₹0 | ₹5,20,694 | ₹39,08,918 |
| 9 | ₹1,95,953 | ₹3,24,741 | ₹0 | ₹5,20,694 | ₹37,12,965 |
| 10 | ₹2,13,274 | ₹3,07,420 | ₹0 | ₹5,20,694 | ₹34,99,691 |
| 11 | ₹2,32,125 | ₹2,88,569 | ₹0 | ₹5,20,694 | ₹32,67,566 |
| 12 | ₹2,52,643 | ₹2,68,051 | ₹0 | ₹5,20,694 | ₹30,14,923 |
| 13 | ₹2,74,974 | ₹2,45,720 | ₹0 | ₹5,20,694 | ₹27,39,949 |
| 14 | ₹2,99,279 | ₹2,21,415 | ₹0 | ₹5,20,694 | ₹24,40,670 |
| 15 | ₹3,25,733 | ₹1,94,961 | ₹0 | ₹5,20,694 | ₹21,14,937 |
| 16 | ₹3,54,525 | ₹1,66,169 | ₹0 | ₹5,20,694 | ₹17,60,412 |
| 17 | ₹3,85,862 | ₹1,34,832 | ₹0 | ₹5,20,694 | ₹13,74,550 |
| 18 | ₹4,19,968 | ₹1,00,726 | ₹0 | ₹5,20,694 | ₹9,54,582 |
| 19 | ₹4,57,090 | ₹63,604 | ₹0 | ₹5,20,694 | ₹4,97,492 |
| 20 | ₹4,97,492 | ₹23,202 | ₹0 | ₹5,20,694 | ₹0 |